Common myths of ghost cards


I’m sure you’ve heard of ghost cards, but do you know what they are? It’s a term used to describe credit cards that have been revoked by their owners. These accounts are typically used for recurring payments such as subscriptions or donations, so it can be easy to overlook the fact that they’re not actually yours! However, if you’re thinking about using ghost cards yourself then it pays to understand how they work and how best to use them in your business. Here’s everything you need to know:

Does a Ghost Card need its own credit card number?

A Ghost Card is a single card number that can be used for multiple accounts. It’s a great way to consolidate your credit card purchases and keep things organized, but the question remains: Does it need its own personal credit card number?

The answer is no. In fact, there’s no reason why you should have more than one personal credit card with the same ID number as your ghost cards. The same rule applies when it comes to debit p cards and store-branded rewards programs: If they’re issued by the same issuer (like Visa), then they don’t need different numbers than normal bank accounts or loyalty programs in order for them all work together seamlessly!

Does a ghost card need to be activated?

No, a ghost card is not activated. It’s a virtual credit card number that you can use for transactions without having to worry about paying for them. Ghost cards have no connection to your bank account or physical credit card and are not linked to any other accounts in the world.

Do ghost cards have to be cancelled after each transaction?

No, you don’t have to cancel your ghost card after each transaction. If you want to keep the same ghost card open for longer than one month, set up a recurring payment for it instead of cancelling it when your billing cycle ends (or simply choose not to take any more payments).

You can also choose whether or not your recurring payment will be charged automatically in the future and when it should be collected by setting a start date and stop date. Or if you prefer having control over when this happens manually without making any changes at all—that’s fine too!

Can I set spending limits for my ghost cards?

You can set spending limits for each ghost card.

  • You can set a maximum amount per day, week, month or year.

For example: “Yes” would indicate that the card is valid for purchases up to $50 USD during any given time period (e.g., if you have a daily limit of $50 USD on this card).

How secure are ghost cards?

Ghost cards are safer than cash. They use the same technology as your credit card, and they’re more secure than traditional banknotes. But you should still be careful about where you store them and how much you spend on them (a good rule of thumb: don’t spend more than $1,000 at any one time).

Ghost cards also have a built-in feature called “card emulation” that allows users to authenticate themselves via their mobile phone number or biometric data like fingerprinting.

Can I use my ghost cards for recurring subscriptions?

Yes. You can use your ghost cards for recurring subscriptions.

  • Set a monthly limit on your ghost card: For example, if you have $50 in your account and want to set it up so that you can only spend $10 per month on it, then authorize the transaction by clicking “Authorize” at the bottom of your screen or from within Online Banking. The remaining balance will be locked until midnight each day.
  • Set a daily limit on your ghost card: For example, if you have $100 in your account and want to set it up so that only $5 per day can be spent on this device (for instance because someone else might come into town), then authorize the transaction by clicking “Authorize” at the bottom of your screen or from within Online Banking.
  • Set an annual limit on one’s own personal debit card given out by banks; however these restrictions vary depending upon bank policies regarding overdrafts/overpayments etcetera so please check with yours before proceeding further with these instructions.

Ghost cards are efficient, secure and easy to manage.

Ghost cards are easy to manage. You can use the same card for multiple transactions, so there’s no need to carry around multiple physical cards or worry about keeping them safe. Plus, with the ease of managing your transactions through Plastiq, you’ll never be at risk of losing track of which charge is yours or missing a payment due date—something that’s especially important if you work in a field where the last thing you want is someone accusing you of stealing money from them.

Ghost cards are secure and efficient too! When using a ghost card solution like Plastiq (or any other), all sensitive information is stored on central servers owned by us; this means that even when our servers go down or get hacked (which happens), none of your sensitive data will ever be lost since we’ve backed it up every day in real time across multiple locations worldwide! This makes it easy for us to keep track not only of everything we do with our clients’ funds but also ensure they have their satisfaction guaranteed by having peace-of-mind knowing their funds are safe regardless what kind event might occur during financial transfers.


We hope that this post has answered all your questions about ghost cards and helped you decide whether they are right for you. Remember, if you have any more questions or need support with your cards, don’t hesitate to reach out!

By Travis Mann